Temporary Inability to Work Insurance
This insurance policy provides coverage for temporary inability to perform work due to bodily injury caused by an accident or illness. The benefits can be claimed to help repay the outstanding loan installments.
Temporary Inability to Work Insurance
This insurance policy provides coverage for temporary inability to perform work due to bodily injury caused by an accident or illness. The benefits can be claimed to help repay the outstanding loan installments.
Benefit Payment
| If you are unable to work for: | BENEFIT |
|---|---|
| 7 days | Loan repayment for 1 month, based on the loan repayment schedule, or up to the specified sum insured stated in the policy certificate. |
| 15 days | Loan repayment for 2 months, based on the loan repayment schedule, or up to the specified sum insured stated in the policy certificate. |
| 30 days | Loan repayment for 3 months, based on the loan repayment schedule, or up to the specified sum insured stated in the policy certificate. |
| 60 days | Loan repayment for 4 months, based on the loan repayment schedule, or up to the specified sum insured stated in the policy certificate. |
| 90 days | Loan repayment for 6 months, based on the loan repayment schedule, or up to the specified sum insured stated in the policy certificate. |
The policy will be terminated once one of the following conditions is met:
Product Features
Eligible Age:
18 - 65
Coverage Period:
1 – 12 months
Sum Assured:
USD 50 to USD 5,000
Geographical Coverage:
Kingdom of Cambodia
FAQs
Have questions about Temporary Inability to Work (TIW)?
We have gathered some of the most frequently asked questions to help you better understand how this plan works. If you need more information or personal guidance, our team is always here to support you.
This microinsurance policy provides temporary income protection if the insured cannot work due to an accident or illness. The benefit helps repay ongoing loans during the recovery period.
Key Benefits:
Coverage up to KHR 20 million (USD 5,000), with a term of 1 month to 12 months (1 year).
Options include advance, monthly, quarterly, semi-annual, or annual payments.
Individuals aged 18 to 60 years, holding a passport or national ID (Cambodian citizens). No medical examination required.
Notify Royal Group Micro Insurance within 24 hours by calling (855) 11 255 200. Our insurance staff will assist you with document preparation and guide you through the next steps.
Email: claim@rgi.com.kh
Address: No.14, Street 1003, Bayab Village, Phnom Penh Thmei, Sen Sok District, Phnom Penh.
Notify within 30 days of the date of the incident and submit all documents within 60 days. The company will process and respond within 15 working days after receiving complete documentation.
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